LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,872
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,299
−HK$1,450/mo
Today · 4.125%
HK$48,749
baseline
▲ 0.50% · 4.625%
HK$51,715
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,498/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,033
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,401
−HK$1,389/mo
Today · 4.125%
HK$53,790
baseline
▲ 0.50% · 4.625%
HK$56,625
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,580/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,047
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,740/mo
Today · 4.125%
HK$58,499
baseline
▲ 0.50% · 4.625%
HK$62,058
+HK$3,559/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,998/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,239
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,881
−HK$1,667/mo
Today · 4.125%
HK$64,548
baseline
▲ 0.50% · 4.625%
HK$67,950
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,096/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,221
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,219
−HK$2,030/mo
Today · 4.125%
HK$68,249
baseline
▲ 0.50% · 4.625%
HK$72,401
+HK$4,152/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,498/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,446
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,362
−HK$1,944/mo
Today · 4.125%
HK$75,306
baseline
▲ 0.50% · 4.625%
HK$79,275
+HK$3,969/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,612/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,570
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,139
−HK$2,609/mo
Today · 4.125%
HK$87,748
baseline
▲ 0.50% · 4.625%
HK$93,087
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,496/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,859
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$94,322
−HK$2,499/mo
Today · 4.125%
HK$96,821
baseline
▲ 0.50% · 4.625%
HK$101,925
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,642/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,719 · Scale 2, in force from 26 Feb 2026)