LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,873
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,300
−HK$1,449/mo
Today · 4.125%
HK$48,749
baseline
▲ 0.50% · 4.625%
HK$51,716
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,498/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,033
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,402
−HK$1,388/mo
Today · 4.125%
HK$53,790
baseline
▲ 0.50% · 4.625%
HK$56,625
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,580/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,047
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,740/mo
Today · 4.125%
HK$58,499
baseline
▲ 0.50% · 4.625%
HK$62,059
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$116,998/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,239
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,882
−HK$1,666/mo
Today · 4.125%
HK$64,548
baseline
▲ 0.50% · 4.625%
HK$67,950
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,096/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,222
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,219
−HK$2,030/mo
Today · 4.125%
HK$68,249
baseline
▲ 0.50% · 4.625%
HK$72,402
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,498/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,446
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,362
−HK$1,944/mo
Today · 4.125%
HK$75,306
baseline
▲ 0.50% · 4.625%
HK$79,275
+HK$3,969/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,612/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,571
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,139
−HK$2,610/mo
Today · 4.125%
HK$87,749
baseline
▲ 0.50% · 4.625%
HK$93,088
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,498/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,859
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,323
−HK$2,499/mo
Today · 4.125%
HK$96,822
baseline
▲ 0.50% · 4.625%
HK$101,926
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,644/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,732 · Scale 2, in force from 26 Feb 2026)