LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,874
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,301
−HK$1,450/mo
Today · 4.125%
HK$48,751
baseline
▲ 0.50% · 4.625%
HK$51,717
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,502/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,035
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,403
−HK$1,389/mo
Today · 4.125%
HK$53,792
baseline
▲ 0.50% · 4.625%
HK$56,627
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,584/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,049
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,761
−HK$1,740/mo
Today · 4.125%
HK$58,501
baseline
▲ 0.50% · 4.625%
HK$62,061
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,002/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,241
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,884
−HK$1,666/mo
Today · 4.125%
HK$64,550
baseline
▲ 0.50% · 4.625%
HK$67,953
+HK$3,403/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,100/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,224
−HK$4,027/mo
▼ 0.25% · 3.875%
HK$66,222
−HK$2,029/mo
Today · 4.125%
HK$68,251
baseline
▲ 0.50% · 4.625%
HK$72,404
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,502/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,448
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,365
−HK$1,944/mo
Today · 4.125%
HK$75,309
baseline
▲ 0.50% · 4.625%
HK$79,278
+HK$3,969/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,618/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,574
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,142
−HK$2,610/mo
Today · 4.125%
HK$87,752
baseline
▲ 0.50% · 4.625%
HK$93,091
+HK$5,339/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,504/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,862
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,326
−HK$2,499/mo
Today · 4.125%
HK$96,825
baseline
▲ 0.50% · 4.625%
HK$101,929
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,650/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,799 · Scale 2, in force from 26 Feb 2026)