LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,874
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,301
−HK$1,450/mo
Today · 4.125%
HK$48,751
baseline
▲ 0.50% · 4.625%
HK$51,718
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,502/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,035
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,404
−HK$1,388/mo
Today · 4.125%
HK$53,792
baseline
▲ 0.50% · 4.625%
HK$56,628
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,584/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,049
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,762
−HK$1,739/mo
Today · 4.125%
HK$58,501
baseline
▲ 0.50% · 4.625%
HK$62,061
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,002/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,242
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,884
−HK$1,667/mo
Today · 4.125%
HK$64,551
baseline
▲ 0.50% · 4.625%
HK$67,953
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,102/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,224
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,222
−HK$2,030/mo
Today · 4.125%
HK$68,252
baseline
▲ 0.50% · 4.625%
HK$72,405
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,504/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,449
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,365
−HK$1,944/mo
Today · 4.125%
HK$75,309
baseline
▲ 0.50% · 4.625%
HK$79,279
+HK$3,970/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,618/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,574
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,142
−HK$2,610/mo
Today · 4.125%
HK$87,752
baseline
▲ 0.50% · 4.625%
HK$93,092
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,504/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,863
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,326
−HK$2,500/mo
Today · 4.125%
HK$96,826
baseline
▲ 0.50% · 4.625%
HK$101,930
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,652/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,810 · Scale 2, in force from 26 Feb 2026)