LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,875
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,302
−HK$1,450/mo
Today · 4.125%
HK$48,752
baseline
▲ 0.50% · 4.625%
HK$51,718
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,504/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,036
−HK$2,757/mo
▼ 0.25% · 3.875%
HK$52,404
−HK$1,389/mo
Today · 4.125%
HK$53,793
baseline
▲ 0.50% · 4.625%
HK$56,628
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,586/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,050
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,762
−HK$1,740/mo
Today · 4.125%
HK$58,502
baseline
▲ 0.50% · 4.625%
HK$62,062
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,004/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,243
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$62,885
−HK$1,666/mo
Today · 4.125%
HK$64,551
baseline
▲ 0.50% · 4.625%
HK$67,954
+HK$3,403/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,102/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,225
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,223
−HK$2,030/mo
Today · 4.125%
HK$68,253
baseline
▲ 0.50% · 4.625%
HK$72,406
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,506/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,450
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,366
−HK$1,944/mo
Today · 4.125%
HK$75,310
baseline
▲ 0.50% · 4.625%
HK$79,280
+HK$3,970/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,620/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,575
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,144
−HK$2,609/mo
Today · 4.125%
HK$87,753
baseline
▲ 0.50% · 4.625%
HK$93,093
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,506/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,864
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,328
−HK$2,499/mo
Today · 4.125%
HK$96,827
baseline
▲ 0.50% · 4.625%
HK$101,931
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,654/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,840 · Scale 2, in force from 26 Feb 2026)