LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,877
−HK$2,876/mo
▼ 0.25% · 3.875%
HK$47,304
−HK$1,449/mo
Today · 4.125%
HK$48,753
baseline
▲ 0.50% · 4.625%
HK$51,720
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,506/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,037
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,406
−HK$1,389/mo
Today · 4.125%
HK$53,795
baseline
▲ 0.50% · 4.625%
HK$56,630
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,590/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,052
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,764
−HK$1,740/mo
Today · 4.125%
HK$58,504
baseline
▲ 0.50% · 4.625%
HK$62,064
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,008/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,245
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,887
−HK$1,667/mo
Today · 4.125%
HK$64,554
baseline
▲ 0.50% · 4.625%
HK$67,956
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,108/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,227
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,225
−HK$2,030/mo
Today · 4.125%
HK$68,255
baseline
▲ 0.50% · 4.625%
HK$72,408
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,510/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,452
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,368
−HK$1,944/mo
Today · 4.125%
HK$75,312
baseline
▲ 0.50% · 4.625%
HK$79,282
+HK$3,970/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,624/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,578
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,146
−HK$2,610/mo
Today · 4.125%
HK$87,756
baseline
▲ 0.50% · 4.625%
HK$93,096
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,512/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,867
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,331
−HK$2,499/mo
Today · 4.125%
HK$96,830
baseline
▲ 0.50% · 4.625%
HK$101,934
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,660/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,904 · Scale 2, in force from 26 Feb 2026)