LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,877
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,304
−HK$1,450/mo
Today · 4.125%
HK$48,754
baseline
▲ 0.50% · 4.625%
HK$51,720
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,508/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,037
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,406
−HK$1,389/mo
Today · 4.125%
HK$53,795
baseline
▲ 0.50% · 4.625%
HK$56,630
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,590/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,052
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,764
−HK$1,740/mo
Today · 4.125%
HK$58,504
baseline
▲ 0.50% · 4.625%
HK$62,064
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,008/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,245
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,887
−HK$1,667/mo
Today · 4.125%
HK$64,554
baseline
▲ 0.50% · 4.625%
HK$67,956
+HK$3,402/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,108/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,227
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,225
−HK$2,030/mo
Today · 4.125%
HK$68,255
baseline
▲ 0.50% · 4.625%
HK$72,408
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,510/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,452
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,369
−HK$1,944/mo
Today · 4.125%
HK$75,313
baseline
▲ 0.50% · 4.625%
HK$79,283
+HK$3,970/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,626/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,578
−HK$5,178/mo
▼ 0.25% · 3.875%
HK$85,147
−HK$2,609/mo
Today · 4.125%
HK$87,756
baseline
▲ 0.50% · 4.625%
HK$93,096
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,512/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,867
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$94,331
−HK$2,500/mo
Today · 4.125%
HK$96,831
baseline
▲ 0.50% · 4.625%
HK$101,935
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,662/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,911 · Scale 2, in force from 26 Feb 2026)