LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,878
−HK$2,877/mo
▼ 0.25% · 3.875%
HK$47,305
−HK$1,450/mo
Today · 4.125%
HK$48,755
baseline
▲ 0.50% · 4.625%
HK$51,722
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,510/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,039
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,408
−HK$1,389/mo
Today · 4.125%
HK$53,797
baseline
▲ 0.50% · 4.625%
HK$56,632
+HK$2,835/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,594/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,054
−HK$3,452/mo
▼ 0.25% · 3.875%
HK$56,767
−HK$1,739/mo
Today · 4.125%
HK$58,506
baseline
▲ 0.50% · 4.625%
HK$62,066
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,012/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,247
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,890
−HK$1,666/mo
Today · 4.125%
HK$64,556
baseline
▲ 0.50% · 4.625%
HK$67,959
+HK$3,403/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,112/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,230
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,228
−HK$2,030/mo
Today · 4.125%
HK$68,258
baseline
▲ 0.50% · 4.625%
HK$72,411
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,516/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,455
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,371
−HK$1,944/mo
Today · 4.125%
HK$75,315
baseline
▲ 0.50% · 4.625%
HK$79,285
+HK$3,970/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,630/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,581
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$85,150
−HK$2,610/mo
Today · 4.125%
HK$87,760
baseline
▲ 0.50% · 4.625%
HK$93,100
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,520/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,871
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,335
−HK$2,499/mo
Today · 4.125%
HK$96,834
baseline
▲ 0.50% · 4.625%
HK$101,938
+HK$5,104/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,668/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$761,985 · Scale 2, in force from 26 Feb 2026)