LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,879
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,307
−HK$1,450/mo
Today · 4.125%
HK$48,757
baseline
▲ 0.50% · 4.625%
HK$51,723
+HK$2,966/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,514/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,040
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,409
−HK$1,389/mo
Today · 4.125%
HK$53,798
baseline
▲ 0.50% · 4.625%
HK$56,634
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,596/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,055
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,768
−HK$1,740/mo
Today · 4.125%
HK$58,508
baseline
▲ 0.50% · 4.625%
HK$62,068
+HK$3,560/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,016/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,249
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,891
−HK$1,667/mo
Today · 4.125%
HK$64,558
baseline
▲ 0.50% · 4.625%
HK$67,961
+HK$3,403/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,116/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,231
−HK$4,028/mo
▼ 0.25% · 3.875%
HK$66,229
−HK$2,030/mo
Today · 4.125%
HK$68,259
baseline
▲ 0.50% · 4.625%
HK$72,413
+HK$4,154/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$136,518/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,457
−HK$3,860/mo
▼ 0.25% · 3.875%
HK$73,373
−HK$1,944/mo
Today · 4.125%
HK$75,317
baseline
▲ 0.50% · 4.625%
HK$79,287
+HK$3,970/mo
Deposit HK$6.04M · loan HK$14.08M · min. income ≈ HK$150,634/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,583
−HK$5,179/mo
▼ 0.25% · 3.875%
HK$85,152
−HK$2,610/mo
Today · 4.125%
HK$87,762
baseline
▲ 0.50% · 4.625%
HK$93,102
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,524/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,873
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$94,337
−HK$2,499/mo
Today · 4.125%
HK$96,836
baseline
▲ 0.50% · 4.625%
HK$101,941
+HK$5,105/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,672/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$762,032 · Scale 2, in force from 26 Feb 2026)