LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,885
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,312
−HK$1,451/mo
Today · 4.125%
HK$48,763
baseline
▲ 0.50% · 4.625%
HK$51,730
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,526/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,047
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,416
−HK$1,389/mo
Today · 4.125%
HK$53,805
baseline
▲ 0.50% · 4.625%
HK$56,641
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,610/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,062
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,775
−HK$1,740/mo
Today · 4.125%
HK$58,515
baseline
▲ 0.50% · 4.625%
HK$62,076
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,030/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,256
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,899
−HK$1,667/mo
Today · 4.125%
HK$64,566
baseline
▲ 0.50% · 4.625%
HK$67,969
+HK$3,403/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,132/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,239
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,237
−HK$2,031/mo
Today · 4.125%
HK$68,268
baseline
▲ 0.50% · 4.625%
HK$72,421
+HK$4,153/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,536/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,465
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,382
−HK$1,944/mo
Today · 4.125%
HK$75,326
baseline
▲ 0.50% · 4.625%
HK$79,297
+HK$3,971/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,652/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,593
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$85,162
−HK$2,611/mo
Today · 4.125%
HK$87,773
baseline
▲ 0.50% · 4.625%
HK$93,113
+HK$5,340/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,546/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,884
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$94,348
−HK$2,500/mo
Today · 4.125%
HK$96,848
baseline
▲ 0.50% · 4.625%
HK$101,953
+HK$5,105/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,696/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$762,279 · Scale 2, in force from 26 Feb 2026)