LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,888
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,316
−HK$1,450/mo
Today · 4.125%
HK$48,766
baseline
▲ 0.50% · 4.625%
HK$51,733
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,532/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,050
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,420
−HK$1,389/mo
Today · 4.125%
HK$53,809
baseline
▲ 0.50% · 4.625%
HK$56,645
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,618/mo (50% DSR)
Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,066
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,779
−HK$1,740/mo
Today · 4.125%
HK$58,519
baseline
▲ 0.50% · 4.625%
HK$62,080
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$117,038/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,261
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$62,904
−HK$1,666/mo
Today · 4.125%
HK$64,570
baseline
▲ 0.50% · 4.625%
HK$67,974
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.07M · min. income ≈ HK$129,140/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,244
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,242
−HK$2,031/mo
Today · 4.125%
HK$68,273
baseline
▲ 0.50% · 4.625%
HK$72,427
+HK$4,154/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,546/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,471
−HK$3,861/mo
▼ 0.25% · 3.875%
HK$73,387
−HK$1,945/mo
Today · 4.125%
HK$75,332
baseline
▲ 0.50% · 4.625%
HK$79,303
+HK$3,971/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,664/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,599
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$85,169
−HK$2,610/mo
Today · 4.125%
HK$87,779
baseline
▲ 0.50% · 4.625%
HK$93,120
+HK$5,341/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,558/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,891
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$94,355
−HK$2,500/mo
Today · 4.125%
HK$96,855
baseline
▲ 0.50% · 4.625%
HK$101,961
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,710/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$762,427 · Scale 2, in force from 26 Feb 2026)