LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,894
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,322
−HK$1,450/mo
Today · 4.125%
HK$48,772
baseline
▲ 0.50% · 4.625%
HK$51,740
+HK$2,968/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,544/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,057
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,426
−HK$1,389/mo
Today · 4.125%
HK$53,815
baseline
▲ 0.50% · 4.625%
HK$56,652
+HK$2,837/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,630/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,073
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,786
−HK$1,741/mo
Today · 4.125%
HK$58,527
baseline
▲ 0.50% · 4.625%
HK$62,088
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,054/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,268
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,911
−HK$1,667/mo
Today · 4.125%
HK$64,578
baseline
▲ 0.50% · 4.625%
HK$67,982
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,156/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,252
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,250
−HK$2,031/mo
Today · 4.125%
HK$68,281
baseline
▲ 0.50% · 4.625%
HK$72,436
+HK$4,155/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,562/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,479
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,397
−HK$1,944/mo
Today · 4.125%
HK$75,341
baseline
▲ 0.50% · 4.625%
HK$79,313
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,682/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,609
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,179
−HK$2,611/mo
Today · 4.125%
HK$87,790
baseline
▲ 0.50% · 4.625%
HK$93,132
+HK$5,342/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,580/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,902
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$94,367
−HK$2,500/mo
Today · 4.125%
HK$96,867
baseline
▲ 0.50% · 4.625%
HK$101,973
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,734/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,675 · Scale 2, in force from 26 Feb 2026)