LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,895
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,322
−HK$1,451/mo
Today · 4.125%
HK$48,773
baseline
▲ 0.50% · 4.625%
HK$51,740
+HK$2,967/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,546/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,057
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,427
−HK$1,389/mo
Today · 4.125%
HK$53,816
baseline
▲ 0.50% · 4.625%
HK$56,652
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,632/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,074
−HK$3,453/mo
▼ 0.25% · 3.875%
HK$56,787
−HK$1,740/mo
Today · 4.125%
HK$58,527
baseline
▲ 0.50% · 4.625%
HK$62,088
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,054/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,269
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,912
−HK$1,667/mo
Today · 4.125%
HK$64,579
baseline
▲ 0.50% · 4.625%
HK$67,983
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,158/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,252
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,251
−HK$2,031/mo
Today · 4.125%
HK$68,282
baseline
▲ 0.50% · 4.625%
HK$72,436
+HK$4,154/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,564/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,480
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,397
−HK$1,945/mo
Today · 4.125%
HK$75,342
baseline
▲ 0.50% · 4.625%
HK$79,313
+HK$3,971/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,684/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,610
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,180
−HK$2,611/mo
Today · 4.125%
HK$87,791
baseline
▲ 0.50% · 4.625%
HK$93,133
+HK$5,342/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$175,582/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,903
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$94,368
−HK$2,500/mo
Today · 4.125%
HK$96,868
baseline
▲ 0.50% · 4.625%
HK$101,974
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.11M · min. income ≈ HK$193,736/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,695 · Scale 2, in force from 26 Feb 2026)