LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,897
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,325
−HK$1,450/mo
Today · 4.125%
HK$48,775
baseline
▲ 0.50% · 4.625%
HK$51,743
+HK$2,968/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,550/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,060
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,429
−HK$1,389/mo
Today · 4.125%
HK$53,818
baseline
▲ 0.50% · 4.625%
HK$56,655
+HK$2,837/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,636/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,076
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,789
−HK$1,741/mo
Today · 4.125%
HK$58,530
baseline
▲ 0.50% · 4.625%
HK$62,091
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,060/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,272
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,915
−HK$1,667/mo
Today · 4.125%
HK$64,582
baseline
▲ 0.50% · 4.625%
HK$67,986
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,164/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,256
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,254
−HK$2,031/mo
Today · 4.125%
HK$68,285
baseline
▲ 0.50% · 4.625%
HK$72,440
+HK$4,155/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,570/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,484
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,401
−HK$1,945/mo
Today · 4.125%
HK$75,346
baseline
▲ 0.50% · 4.625%
HK$79,317
+HK$3,971/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,692/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,614
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,184
−HK$2,611/mo
Today · 4.125%
HK$87,795
baseline
▲ 0.50% · 4.625%
HK$93,137
+HK$5,342/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,590/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,908
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$94,373
−HK$2,500/mo
Today · 4.125%
HK$96,873
baseline
▲ 0.50% · 4.625%
HK$101,979
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,746/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,795 · Scale 2, in force from 26 Feb 2026)