LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,897
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,325
−HK$1,450/mo
Today · 4.125%
HK$48,775
baseline
▲ 0.50% · 4.625%
HK$51,743
+HK$2,968/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,550/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,060
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,430
−HK$1,389/mo
Today · 4.125%
HK$53,819
baseline
▲ 0.50% · 4.625%
HK$56,656
+HK$2,837/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,638/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,077
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,790
−HK$1,741/mo
Today · 4.125%
HK$58,531
baseline
▲ 0.50% · 4.625%
HK$62,092
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,062/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,272
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,916
−HK$1,667/mo
Today · 4.125%
HK$64,583
baseline
▲ 0.50% · 4.625%
HK$67,987
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,166/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,256
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,255
−HK$2,031/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$72,441
+HK$4,155/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,484
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$1,944/mo
Today · 4.125%
HK$75,346
baseline
▲ 0.50% · 4.625%
HK$79,318
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,692/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,615
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,185
−HK$2,611/mo
Today · 4.125%
HK$87,796
baseline
▲ 0.50% · 4.625%
HK$93,138
+HK$5,342/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,592/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,908
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,373
−HK$2,501/mo
Today · 4.125%
HK$96,874
baseline
▲ 0.50% · 4.625%
HK$101,980
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,748/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,812 · Scale 2, in force from 26 Feb 2026)