LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,898
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,325
−HK$1,451/mo
Today · 4.125%
HK$48,776
baseline
▲ 0.50% · 4.625%
HK$51,744
+HK$2,968/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,552/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,061
−HK$2,758/mo
▼ 0.25% · 3.875%
HK$52,430
−HK$1,389/mo
Today · 4.125%
HK$53,819
baseline
▲ 0.50% · 4.625%
HK$56,656
+HK$2,837/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,638/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,077
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,790
−HK$1,741/mo
Today · 4.125%
HK$58,531
baseline
▲ 0.50% · 4.625%
HK$62,092
+HK$3,561/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,062/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,273
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,916
−HK$1,667/mo
Today · 4.125%
HK$64,583
baseline
▲ 0.50% · 4.625%
HK$67,987
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,166/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,257
−HK$4,029/mo
▼ 0.25% · 3.875%
HK$66,255
−HK$2,031/mo
Today · 4.125%
HK$68,286
baseline
▲ 0.50% · 4.625%
HK$72,441
+HK$4,155/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,572/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,485
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,402
−HK$1,945/mo
Today · 4.125%
HK$75,347
baseline
▲ 0.50% · 4.625%
HK$79,319
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,694/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,616
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$85,186
−HK$2,610/mo
Today · 4.125%
HK$87,796
baseline
▲ 0.50% · 4.625%
HK$93,139
+HK$5,343/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,592/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,909
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,374
−HK$2,501/mo
Today · 4.125%
HK$96,875
baseline
▲ 0.50% · 4.625%
HK$101,981
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,750/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,828 · Scale 2, in force from 26 Feb 2026)