LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,899
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,326
−HK$1,451/mo
Today · 4.125%
HK$48,777
baseline
▲ 0.50% · 4.625%
HK$51,745
+HK$2,968/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,554/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,062
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,431
−HK$1,390/mo
Today · 4.125%
HK$53,821
baseline
▲ 0.50% · 4.625%
HK$56,657
+HK$2,836/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,642/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,078
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,792
−HK$1,740/mo
Today · 4.125%
HK$58,532
baseline
▲ 0.50% · 4.625%
HK$62,094
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,064/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,274
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,918
−HK$1,667/mo
Today · 4.125%
HK$64,585
baseline
▲ 0.50% · 4.625%
HK$67,989
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,170/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,258
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,257
−HK$2,031/mo
Today · 4.125%
HK$68,288
baseline
▲ 0.50% · 4.625%
HK$72,443
+HK$4,155/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,576/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,487
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,404
−HK$1,945/mo
Today · 4.125%
HK$75,349
baseline
▲ 0.50% · 4.625%
HK$79,320
+HK$3,971/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,698/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,618
−HK$5,180/mo
▼ 0.25% · 3.875%
HK$85,188
−HK$2,610/mo
Today · 4.125%
HK$87,798
baseline
▲ 0.50% · 4.625%
HK$93,141
+HK$5,343/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,596/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,911
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,376
−HK$2,501/mo
Today · 4.125%
HK$96,877
baseline
▲ 0.50% · 4.625%
HK$101,983
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,754/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,874 · Scale 2, in force from 26 Feb 2026)