LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,901
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,329
−HK$1,451/mo
Today · 4.125%
HK$48,780
baseline
▲ 0.50% · 4.625%
HK$51,748
+HK$2,968/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$97,560/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,065
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,434
−HK$1,390/mo
Today · 4.125%
HK$53,824
baseline
▲ 0.50% · 4.625%
HK$56,661
+HK$2,837/mo
Deposit HK$10.06M · loan HK$10.06M · min. income ≈ HK$107,648/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,082
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,795
−HK$1,741/mo
Today · 4.125%
HK$58,536
baseline
▲ 0.50% · 4.625%
HK$62,098
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,072/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,278
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$62,921
−HK$1,667/mo
Today · 4.125%
HK$64,588
baseline
▲ 0.50% · 4.625%
HK$67,993
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,176/mo (50% DSR)
Upfront cash ≈ HK$8.81M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,262
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,261
−HK$2,031/mo
Today · 4.125%
HK$68,292
baseline
▲ 0.50% · 4.625%
HK$72,447
+HK$4,155/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,584/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,491
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,408
−HK$1,945/mo
Today · 4.125%
HK$75,353
baseline
▲ 0.50% · 4.625%
HK$79,325
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,706/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,622
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,192
−HK$2,612/mo
Today · 4.125%
HK$87,804
baseline
▲ 0.50% · 4.625%
HK$93,146
+HK$5,342/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,608/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,917
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,382
−HK$2,501/mo
Today · 4.125%
HK$96,883
baseline
▲ 0.50% · 4.625%
HK$101,989
+HK$5,106/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,766/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$762,992 · Scale 2, in force from 26 Feb 2026)