LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,904
−HK$2,878/mo
▼ 0.25% · 3.875%
HK$47,332
−HK$1,450/mo
Today · 4.125%
HK$48,782
baseline
▲ 0.50% · 4.625%
HK$51,751
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,564/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,067
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,437
−HK$1,389/mo
Today · 4.125%
HK$53,826
baseline
▲ 0.50% · 4.625%
HK$56,664
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,652/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,084
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,798
−HK$1,741/mo
Today · 4.125%
HK$58,539
baseline
▲ 0.50% · 4.625%
HK$62,101
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,078/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,281
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,924
−HK$1,668/mo
Today · 4.125%
HK$64,592
baseline
▲ 0.50% · 4.625%
HK$67,996
+HK$3,404/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,184/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,265
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,264
−HK$2,031/mo
Today · 4.125%
HK$68,295
baseline
▲ 0.50% · 4.625%
HK$72,451
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,590/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,494
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,412
−HK$1,945/mo
Today · 4.125%
HK$75,357
baseline
▲ 0.50% · 4.625%
HK$79,329
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,714/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,627
−HK$5,181/mo
▼ 0.25% · 3.875%
HK$85,197
−HK$2,611/mo
Today · 4.125%
HK$87,808
baseline
▲ 0.50% · 4.625%
HK$93,151
+HK$5,343/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,616/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,921
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,387
−HK$2,501/mo
Today · 4.125%
HK$96,888
baseline
▲ 0.50% · 4.625%
HK$101,995
+HK$5,107/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,776/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,096 · Scale 2, in force from 26 Feb 2026)