LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,905
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,333
−HK$1,451/mo
Today · 4.125%
HK$48,784
baseline
▲ 0.50% · 4.625%
HK$51,752
+HK$2,968/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,568/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,069
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,439
−HK$1,389/mo
Today · 4.125%
HK$53,828
baseline
▲ 0.50% · 4.625%
HK$56,665
+HK$2,837/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,656/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,086
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,800
−HK$1,741/mo
Today · 4.125%
HK$58,541
baseline
▲ 0.50% · 4.625%
HK$62,103
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,082/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,283
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,926
−HK$1,668/mo
Today · 4.125%
HK$64,594
baseline
▲ 0.50% · 4.625%
HK$67,999
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,188/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,267
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,266
−HK$2,031/mo
Today · 4.125%
HK$68,297
baseline
▲ 0.50% · 4.625%
HK$72,453
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,594/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,497
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,414
−HK$1,945/mo
Today · 4.125%
HK$75,359
baseline
▲ 0.50% · 4.625%
HK$79,332
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,718/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,629
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,200
−HK$2,611/mo
Today · 4.125%
HK$87,811
baseline
▲ 0.50% · 4.625%
HK$93,154
+HK$5,343/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,622/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,924
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,390
−HK$2,501/mo
Today · 4.125%
HK$96,891
baseline
▲ 0.50% · 4.625%
HK$101,998
+HK$5,107/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,782/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,158 · Scale 2, in force from 26 Feb 2026)