LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,906
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,334
−HK$1,451/mo
Today · 4.125%
HK$48,785
baseline
▲ 0.50% · 4.625%
HK$51,753
+HK$2,968/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,570/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,070
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,439
−HK$1,390/mo
Today · 4.125%
HK$53,829
baseline
▲ 0.50% · 4.625%
HK$56,666
+HK$2,837/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,658/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,087
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,800
−HK$1,741/mo
Today · 4.125%
HK$58,541
baseline
▲ 0.50% · 4.625%
HK$62,104
+HK$3,563/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,082/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,284
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,927
−HK$1,668/mo
Today · 4.125%
HK$64,595
baseline
▲ 0.50% · 4.625%
HK$68,000
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,190/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,268
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,267
−HK$2,031/mo
Today · 4.125%
HK$68,298
baseline
▲ 0.50% · 4.625%
HK$72,454
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,596/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,498
−HK$3,862/mo
▼ 0.25% · 3.875%
HK$73,415
−HK$1,945/mo
Today · 4.125%
HK$75,360
baseline
▲ 0.50% · 4.625%
HK$79,333
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,720/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,630
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,201
−HK$2,611/mo
Today · 4.125%
HK$87,812
baseline
▲ 0.50% · 4.625%
HK$93,155
+HK$5,343/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,624/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,926
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,391
−HK$2,501/mo
Today · 4.125%
HK$96,892
baseline
▲ 0.50% · 4.625%
HK$101,999
+HK$5,107/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,784/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,187 · Scale 2, in force from 26 Feb 2026)