LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,908
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,336
−HK$1,451/mo
Today · 4.125%
HK$48,787
baseline
▲ 0.50% · 4.625%
HK$51,755
+HK$2,968/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,574/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,072
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,442
−HK$1,389/mo
Today · 4.125%
HK$53,831
baseline
▲ 0.50% · 4.625%
HK$56,669
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,662/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,089
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,803
−HK$1,741/mo
Today · 4.125%
HK$58,544
baseline
▲ 0.50% · 4.625%
HK$62,106
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,088/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,286
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,930
−HK$1,667/mo
Today · 4.125%
HK$64,597
baseline
▲ 0.50% · 4.625%
HK$68,002
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,194/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,271
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,270
−HK$2,031/mo
Today · 4.125%
HK$68,301
baseline
▲ 0.50% · 4.625%
HK$72,457
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,602/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,501
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,418
−HK$1,946/mo
Today · 4.125%
HK$75,364
baseline
▲ 0.50% · 4.625%
HK$79,336
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,728/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,634
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,204
−HK$2,612/mo
Today · 4.125%
HK$87,816
baseline
▲ 0.50% · 4.625%
HK$93,159
+HK$5,343/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,632/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,930
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$94,395
−HK$2,501/mo
Today · 4.125%
HK$96,896
baseline
▲ 0.50% · 4.625%
HK$102,004
+HK$5,108/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,792/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,273 · Scale 2, in force from 26 Feb 2026)