LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,909
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,337
−HK$1,451/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,756
+HK$2,968/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,073
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,443
−HK$1,390/mo
Today · 4.125%
HK$53,833
baseline
▲ 0.50% · 4.625%
HK$56,670
+HK$2,837/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,666/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,091
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,804
−HK$1,741/mo
Today · 4.125%
HK$58,545
baseline
▲ 0.50% · 4.625%
HK$62,108
+HK$3,563/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,090/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,288
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,932
−HK$1,667/mo
Today · 4.125%
HK$64,599
baseline
▲ 0.50% · 4.625%
HK$68,004
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,198/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,273
−HK$4,030/mo
▼ 0.25% · 3.875%
HK$66,272
−HK$2,031/mo
Today · 4.125%
HK$68,303
baseline
▲ 0.50% · 4.625%
HK$72,459
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,606/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,503
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,420
−HK$1,946/mo
Today · 4.125%
HK$75,366
baseline
▲ 0.50% · 4.625%
HK$79,338
+HK$3,972/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,732/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,636
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,207
−HK$2,611/mo
Today · 4.125%
HK$87,818
baseline
▲ 0.50% · 4.625%
HK$93,162
+HK$5,344/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,636/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,932
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,397
−HK$2,502/mo
Today · 4.125%
HK$96,899
baseline
▲ 0.50% · 4.625%
HK$102,006
+HK$5,107/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,798/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,325 · Scale 2, in force from 26 Feb 2026)