LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,909
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,338
−HK$1,450/mo
Today · 4.125%
HK$48,788
baseline
▲ 0.50% · 4.625%
HK$51,757
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,576/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,074
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,444
−HK$1,389/mo
Today · 4.125%
HK$53,833
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,666/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,091
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,805
−HK$1,741/mo
Today · 4.125%
HK$58,546
baseline
▲ 0.50% · 4.625%
HK$62,108
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,092/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,289
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$62,932
−HK$1,668/mo
Today · 4.125%
HK$64,600
baseline
▲ 0.50% · 4.625%
HK$68,005
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,200/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,273
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,273
−HK$2,031/mo
Today · 4.125%
HK$68,304
baseline
▲ 0.50% · 4.625%
HK$72,460
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,608/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,503
−HK$3,863/mo
▼ 0.25% · 3.875%
HK$73,421
−HK$1,945/mo
Today · 4.125%
HK$75,366
baseline
▲ 0.50% · 4.625%
HK$79,339
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,732/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,637
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,208
−HK$2,611/mo
Today · 4.125%
HK$87,819
baseline
▲ 0.50% · 4.625%
HK$93,163
+HK$5,344/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,638/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,933
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,398
−HK$2,502/mo
Today · 4.125%
HK$96,900
baseline
▲ 0.50% · 4.625%
HK$102,007
+HK$5,107/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,800/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,347 · Scale 2, in force from 26 Feb 2026)