LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,912
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,340
−HK$1,451/mo
Today · 4.125%
HK$48,791
baseline
▲ 0.50% · 4.625%
HK$51,760
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,582/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,077
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,447
−HK$1,389/mo
Today · 4.125%
HK$53,836
baseline
▲ 0.50% · 4.625%
HK$56,674
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,672/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,095
−HK$3,454/mo
▼ 0.25% · 3.875%
HK$56,808
−HK$1,741/mo
Today · 4.125%
HK$58,549
baseline
▲ 0.50% · 4.625%
HK$62,112
+HK$3,563/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,098/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,292
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,936
−HK$1,668/mo
Today · 4.125%
HK$64,604
baseline
▲ 0.50% · 4.625%
HK$68,009
+HK$3,405/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,208/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,277
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,276
−HK$2,032/mo
Today · 4.125%
HK$68,308
baseline
▲ 0.50% · 4.625%
HK$72,464
+HK$4,156/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$136,616/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,507
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,425
−HK$1,946/mo
Today · 4.125%
HK$75,371
baseline
▲ 0.50% · 4.625%
HK$79,344
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.09M · min. income ≈ HK$150,742/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,642
−HK$5,182/mo
▼ 0.25% · 3.875%
HK$85,212
−HK$2,612/mo
Today · 4.125%
HK$87,824
baseline
▲ 0.50% · 4.625%
HK$93,168
+HK$5,344/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,648/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,938
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$94,404
−HK$2,501/mo
Today · 4.125%
HK$96,905
baseline
▲ 0.50% · 4.625%
HK$102,013
+HK$5,108/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,810/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,464 · Scale 2, in force from 26 Feb 2026)