LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,915
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,343
−HK$1,451/mo
Today · 4.125%
HK$48,794
baseline
▲ 0.50% · 4.625%
HK$51,763
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,588/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,080
−HK$2,759/mo
▼ 0.25% · 3.875%
HK$52,449
−HK$1,390/mo
Today · 4.125%
HK$53,839
baseline
▲ 0.50% · 4.625%
HK$56,677
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,678/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,098
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,811
−HK$1,742/mo
Today · 4.125%
HK$58,553
baseline
▲ 0.50% · 4.625%
HK$62,115
+HK$3,562/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,106/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,295
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,939
−HK$1,668/mo
Today · 4.125%
HK$64,607
baseline
▲ 0.50% · 4.625%
HK$68,013
+HK$3,406/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,214/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,280
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,280
−HK$2,031/mo
Today · 4.125%
HK$68,311
baseline
▲ 0.50% · 4.625%
HK$72,468
+HK$4,157/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,622/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,511
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,429
−HK$1,946/mo
Today · 4.125%
HK$75,375
baseline
▲ 0.50% · 4.625%
HK$79,348
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,750/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,646
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,217
−HK$2,612/mo
Today · 4.125%
HK$87,829
baseline
▲ 0.50% · 4.625%
HK$93,173
+HK$5,344/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,658/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,943
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,409
−HK$2,502/mo
Today · 4.125%
HK$96,911
baseline
▲ 0.50% · 4.625%
HK$102,019
+HK$5,108/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,822/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,572 · Scale 2, in force from 26 Feb 2026)