LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,918
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,346
−HK$1,452/mo
Today · 4.125%
HK$48,798
baseline
▲ 0.50% · 4.625%
HK$51,767
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,596/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,083
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,453
−HK$1,390/mo
Today · 4.125%
HK$53,843
baseline
▲ 0.50% · 4.625%
HK$56,681
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,686/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,102
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,816
−HK$1,741/mo
Today · 4.125%
HK$58,557
baseline
▲ 0.50% · 4.625%
HK$62,120
+HK$3,563/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$117,114/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,300
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,944
−HK$1,668/mo
Today · 4.125%
HK$64,612
baseline
▲ 0.50% · 4.625%
HK$68,018
+HK$3,406/mo
Deposit HK$8.05M · loan HK$12.08M · min. income ≈ HK$129,224/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,285
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,285
−HK$2,032/mo
Today · 4.125%
HK$68,317
baseline
▲ 0.50% · 4.625%
HK$72,474
+HK$4,157/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,634/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,517
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,435
−HK$1,946/mo
Today · 4.125%
HK$75,381
baseline
▲ 0.50% · 4.625%
HK$79,354
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,762/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,653
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,224
−HK$2,612/mo
Today · 4.125%
HK$87,836
baseline
▲ 0.50% · 4.625%
HK$93,180
+HK$5,344/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,672/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,950
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,416
−HK$2,502/mo
Today · 4.125%
HK$96,918
baseline
▲ 0.50% · 4.625%
HK$102,027
+HK$5,109/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,836/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,726 · Scale 2, in force from 26 Feb 2026)