LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,920
−HK$2,879/mo
▼ 0.25% · 3.875%
HK$47,348
−HK$1,451/mo
Today · 4.125%
HK$48,799
baseline
▲ 0.50% · 4.625%
HK$51,768
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,598/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,085
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,455
−HK$1,390/mo
Today · 4.125%
HK$53,845
baseline
▲ 0.50% · 4.625%
HK$56,683
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,690/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,103
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,818
−HK$1,741/mo
Today · 4.125%
HK$58,559
baseline
▲ 0.50% · 4.625%
HK$62,122
+HK$3,563/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,118/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,302
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,946
−HK$1,668/mo
Today · 4.125%
HK$64,614
baseline
▲ 0.50% · 4.625%
HK$68,020
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,228/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,287
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,287
−HK$2,032/mo
Today · 4.125%
HK$68,319
baseline
▲ 0.50% · 4.625%
HK$72,476
+HK$4,157/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,638/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,519
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,437
−HK$1,946/mo
Today · 4.125%
HK$75,383
baseline
▲ 0.50% · 4.625%
HK$79,357
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,766/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,655
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,226
−HK$2,612/mo
Today · 4.125%
HK$87,838
baseline
▲ 0.50% · 4.625%
HK$93,183
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,676/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,953
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,419
−HK$2,502/mo
Today · 4.125%
HK$96,921
baseline
▲ 0.50% · 4.625%
HK$102,030
+HK$5,109/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,842/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,790 · Scale 2, in force from 26 Feb 2026)