LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,920
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,349
−HK$1,451/mo
Today · 4.125%
HK$48,800
baseline
▲ 0.50% · 4.625%
HK$51,769
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,600/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,086
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,456
−HK$1,390/mo
Today · 4.125%
HK$53,846
baseline
▲ 0.50% · 4.625%
HK$56,684
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,692/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,105
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,819
−HK$1,741/mo
Today · 4.125%
HK$58,560
baseline
▲ 0.50% · 4.625%
HK$62,123
+HK$3,563/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,120/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,303
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,947
−HK$1,668/mo
Today · 4.125%
HK$64,615
baseline
▲ 0.50% · 4.625%
HK$68,021
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,230/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,289
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,288
−HK$2,032/mo
Today · 4.125%
HK$68,320
baseline
▲ 0.50% · 4.625%
HK$72,477
+HK$4,157/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,640/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,521
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,439
−HK$1,946/mo
Today · 4.125%
HK$75,385
baseline
▲ 0.50% · 4.625%
HK$79,358
+HK$3,973/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,770/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,657
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,228
−HK$2,612/mo
Today · 4.125%
HK$87,840
baseline
▲ 0.50% · 4.625%
HK$93,185
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$175,680/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,955
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,421
−HK$2,502/mo
Today · 4.125%
HK$96,923
baseline
▲ 0.50% · 4.625%
HK$102,032
+HK$5,109/mo
Deposit HK$2.01M · loan HK$18.12M · min. income ≈ HK$193,846/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,830 · Scale 2, in force from 26 Feb 2026)