LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,922
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,350
−HK$1,452/mo
Today · 4.125%
HK$48,802
baseline
▲ 0.50% · 4.625%
HK$51,771
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,604/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,088
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,458
−HK$1,390/mo
Today · 4.125%
HK$53,848
baseline
▲ 0.50% · 4.625%
HK$56,686
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,696/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,106
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,820
−HK$1,742/mo
Today · 4.125%
HK$58,562
baseline
▲ 0.50% · 4.625%
HK$62,125
+HK$3,563/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,124/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,305
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,949
−HK$1,668/mo
Today · 4.125%
HK$64,617
baseline
▲ 0.50% · 4.625%
HK$68,023
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,234/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,291
−HK$4,031/mo
▼ 0.25% · 3.875%
HK$66,290
−HK$2,032/mo
Today · 4.125%
HK$68,322
baseline
▲ 0.50% · 4.625%
HK$72,480
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,644/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,523
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,441
−HK$1,946/mo
Today · 4.125%
HK$75,387
baseline
▲ 0.50% · 4.625%
HK$79,361
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,774/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,659
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,231
−HK$2,612/mo
Today · 4.125%
HK$87,843
baseline
▲ 0.50% · 4.625%
HK$93,188
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,686/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,958
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,424
−HK$2,502/mo
Today · 4.125%
HK$96,926
baseline
▲ 0.50% · 4.625%
HK$102,035
+HK$5,109/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,852/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,893 · Scale 2, in force from 26 Feb 2026)