LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,923
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,351
−HK$1,452/mo
Today · 4.125%
HK$48,803
baseline
▲ 0.50% · 4.625%
HK$51,772
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,606/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,089
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,459
−HK$1,390/mo
Today · 4.125%
HK$53,849
baseline
▲ 0.50% · 4.625%
HK$56,687
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,698/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,107
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,821
−HK$1,742/mo
Today · 4.125%
HK$58,563
baseline
▲ 0.50% · 4.625%
HK$62,126
+HK$3,563/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,126/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,306
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,951
−HK$1,668/mo
Today · 4.125%
HK$64,619
baseline
▲ 0.50% · 4.625%
HK$68,025
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,238/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,292
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,292
−HK$2,032/mo
Today · 4.125%
HK$68,324
baseline
▲ 0.50% · 4.625%
HK$72,481
+HK$4,157/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,648/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,524
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,442
−HK$1,946/mo
Today · 4.125%
HK$75,388
baseline
▲ 0.50% · 4.625%
HK$79,362
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,776/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,661
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,232
−HK$2,613/mo
Today · 4.125%
HK$87,845
baseline
▲ 0.50% · 4.625%
HK$93,190
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,690/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,960
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,426
−HK$2,502/mo
Today · 4.125%
HK$96,928
baseline
▲ 0.50% · 4.625%
HK$102,037
+HK$5,109/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,856/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,930 · Scale 2, in force from 26 Feb 2026)