LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,924
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,352
−HK$1,452/mo
Today · 4.125%
HK$48,804
baseline
▲ 0.50% · 4.625%
HK$51,773
+HK$2,969/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,608/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,090
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,460
−HK$1,390/mo
Today · 4.125%
HK$53,850
baseline
▲ 0.50% · 4.625%
HK$56,689
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,700/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,109
−HK$3,455/mo
▼ 0.25% · 3.875%
HK$56,823
−HK$1,741/mo
Today · 4.125%
HK$58,564
baseline
▲ 0.50% · 4.625%
HK$62,128
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,128/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,308
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,952
−HK$1,668/mo
Today · 4.125%
HK$64,620
baseline
▲ 0.50% · 4.625%
HK$68,026
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,240/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,293
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,293
−HK$2,032/mo
Today · 4.125%
HK$68,325
baseline
▲ 0.50% · 4.625%
HK$72,483
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,650/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,526
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,444
−HK$1,946/mo
Today · 4.125%
HK$75,390
baseline
▲ 0.50% · 4.625%
HK$79,364
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,780/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,663
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,234
−HK$2,613/mo
Today · 4.125%
HK$87,847
baseline
▲ 0.50% · 4.625%
HK$93,192
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,694/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,962
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,428
−HK$2,502/mo
Today · 4.125%
HK$96,930
baseline
▲ 0.50% · 4.625%
HK$102,040
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,860/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$763,980 · Scale 2, in force from 26 Feb 2026)