LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,924
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,353
−HK$1,451/mo
Today · 4.125%
HK$48,804
baseline
▲ 0.50% · 4.625%
HK$51,774
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,608/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,091
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,461
−HK$1,390/mo
Today · 4.125%
HK$53,851
baseline
▲ 0.50% · 4.625%
HK$56,689
+HK$2,838/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,702/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,109
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,824
−HK$1,741/mo
Today · 4.125%
HK$58,565
baseline
▲ 0.50% · 4.625%
HK$62,129
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,130/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,309
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,953
−HK$1,668/mo
Today · 4.125%
HK$64,621
baseline
▲ 0.50% · 4.625%
HK$68,027
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,242/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,294
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,294
−HK$2,032/mo
Today · 4.125%
HK$68,326
baseline
▲ 0.50% · 4.625%
HK$72,484
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,652/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,527
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,445
−HK$1,946/mo
Today · 4.125%
HK$75,391
baseline
▲ 0.50% · 4.625%
HK$79,365
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,782/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,664
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,235
−HK$2,613/mo
Today · 4.125%
HK$87,848
baseline
▲ 0.50% · 4.625%
HK$93,193
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,696/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,963
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,429
−HK$2,502/mo
Today · 4.125%
HK$96,931
baseline
▲ 0.50% · 4.625%
HK$102,041
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,862/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,006 · Scale 2, in force from 26 Feb 2026)