LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,926
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,354
−HK$1,452/mo
Today · 4.125%
HK$48,806
baseline
▲ 0.50% · 4.625%
HK$51,776
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,612/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,092
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,462
−HK$1,390/mo
Today · 4.125%
HK$53,852
baseline
▲ 0.50% · 4.625%
HK$56,691
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,704/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,111
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,825
−HK$1,742/mo
Today · 4.125%
HK$58,567
baseline
▲ 0.50% · 4.625%
HK$62,131
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,134/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,310
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,955
−HK$1,668/mo
Today · 4.125%
HK$64,623
baseline
▲ 0.50% · 4.625%
HK$68,029
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,246/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,296
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,296
−HK$2,032/mo
Today · 4.125%
HK$68,328
baseline
▲ 0.50% · 4.625%
HK$72,486
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,656/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,529
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,447
−HK$1,946/mo
Today · 4.125%
HK$75,393
baseline
▲ 0.50% · 4.625%
HK$79,367
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,786/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,667
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,238
−HK$2,612/mo
Today · 4.125%
HK$87,850
baseline
▲ 0.50% · 4.625%
HK$93,196
+HK$5,346/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,700/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,966
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,432
−HK$2,502/mo
Today · 4.125%
HK$96,934
baseline
▲ 0.50% · 4.625%
HK$102,044
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,868/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,065 · Scale 2, in force from 26 Feb 2026)