LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,926
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,355
−HK$1,451/mo
Today · 4.125%
HK$48,806
baseline
▲ 0.50% · 4.625%
HK$51,776
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,612/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,093
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,463
−HK$1,390/mo
Today · 4.125%
HK$53,853
baseline
▲ 0.50% · 4.625%
HK$56,692
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,706/mo (50% DSR)
Upfront cash ≈ HK$10.83M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,112
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,826
−HK$1,742/mo
Today · 4.125%
HK$58,568
baseline
▲ 0.50% · 4.625%
HK$62,131
+HK$3,563/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$117,136/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,311
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,956
−HK$1,668/mo
Today · 4.125%
HK$64,624
baseline
▲ 0.50% · 4.625%
HK$68,030
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.08M · min. income ≈ HK$129,248/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,297
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,297
−HK$2,032/mo
Today · 4.125%
HK$68,329
baseline
▲ 0.50% · 4.625%
HK$72,487
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,658/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,530
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,448
−HK$1,946/mo
Today · 4.125%
HK$75,394
baseline
▲ 0.50% · 4.625%
HK$79,368
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,788/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,668
−HK$5,183/mo
▼ 0.25% · 3.875%
HK$85,239
−HK$2,612/mo
Today · 4.125%
HK$87,851
baseline
▲ 0.50% · 4.625%
HK$93,197
+HK$5,346/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,702/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,967
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$94,433
−HK$2,502/mo
Today · 4.125%
HK$96,935
baseline
▲ 0.50% · 4.625%
HK$102,045
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,870/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,089 · Scale 2, in force from 26 Feb 2026)