LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,929
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,357
−HK$1,452/mo
Today · 4.125%
HK$48,809
baseline
▲ 0.50% · 4.625%
HK$51,779
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,618/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,095
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,466
−HK$1,390/mo
Today · 4.125%
HK$53,856
baseline
▲ 0.50% · 4.625%
HK$56,695
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,712/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,114
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,829
−HK$1,742/mo
Today · 4.125%
HK$58,571
baseline
▲ 0.50% · 4.625%
HK$62,134
+HK$3,563/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,142/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,314
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,959
−HK$1,668/mo
Today · 4.125%
HK$64,627
baseline
▲ 0.50% · 4.625%
HK$68,033
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,254/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,300
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,300
−HK$2,032/mo
Today · 4.125%
HK$68,332
baseline
▲ 0.50% · 4.625%
HK$72,490
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,664/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,533
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,452
−HK$1,946/mo
Today · 4.125%
HK$75,398
baseline
▲ 0.50% · 4.625%
HK$79,372
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,796/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,672
−HK$5,184/mo
▼ 0.25% · 3.875%
HK$85,243
−HK$2,613/mo
Today · 4.125%
HK$87,856
baseline
▲ 0.50% · 4.625%
HK$93,202
+HK$5,346/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,712/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,971
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,438
−HK$2,502/mo
Today · 4.125%
HK$96,940
baseline
▲ 0.50% · 4.625%
HK$102,050
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,880/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,190 · Scale 2, in force from 26 Feb 2026)