LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,930
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,358
−HK$1,452/mo
Today · 4.125%
HK$48,810
baseline
▲ 0.50% · 4.625%
HK$51,780
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,620/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,096
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,467
−HK$1,390/mo
Today · 4.125%
HK$53,857
baseline
▲ 0.50% · 4.625%
HK$56,696
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,714/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,115
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,830
−HK$1,742/mo
Today · 4.125%
HK$58,572
baseline
▲ 0.50% · 4.625%
HK$62,136
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,144/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,315
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,960
−HK$1,668/mo
Today · 4.125%
HK$64,628
baseline
▲ 0.50% · 4.625%
HK$68,035
+HK$3,407/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,256/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,301
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,302
−HK$2,032/mo
Today · 4.125%
HK$68,334
baseline
▲ 0.50% · 4.625%
HK$72,492
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,668/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,535
−HK$3,864/mo
▼ 0.25% · 3.875%
HK$73,453
−HK$1,946/mo
Today · 4.125%
HK$75,399
baseline
▲ 0.50% · 4.625%
HK$79,374
+HK$3,975/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,798/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,673
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,245
−HK$2,613/mo
Today · 4.125%
HK$87,858
baseline
▲ 0.50% · 4.625%
HK$93,203
+HK$5,345/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,716/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,973
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,440
−HK$2,502/mo
Today · 4.125%
HK$96,942
baseline
▲ 0.50% · 4.625%
HK$102,052
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,884/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,229 · Scale 2, in force from 26 Feb 2026)