LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,933
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,362
−HK$1,451/mo
Today · 4.125%
HK$48,813
baseline
▲ 0.50% · 4.625%
HK$51,783
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,626/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,100
−HK$2,760/mo
▼ 0.25% · 3.875%
HK$52,470
−HK$1,390/mo
Today · 4.125%
HK$53,860
baseline
▲ 0.50% · 4.625%
HK$56,700
+HK$2,840/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,720/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,119
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,834
−HK$1,742/mo
Today · 4.125%
HK$58,576
baseline
▲ 0.50% · 4.625%
HK$62,140
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,152/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,320
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,964
−HK$1,669/mo
Today · 4.125%
HK$64,633
baseline
▲ 0.50% · 4.625%
HK$68,039
+HK$3,406/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,266/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,306
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,306
−HK$2,032/mo
Today · 4.125%
HK$68,338
baseline
▲ 0.50% · 4.625%
HK$72,497
+HK$4,159/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,676/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,540
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,458
−HK$1,947/mo
Today · 4.125%
HK$75,405
baseline
▲ 0.50% · 4.625%
HK$79,379
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,810/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,679
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,251
−HK$2,613/mo
Today · 4.125%
HK$87,864
baseline
▲ 0.50% · 4.625%
HK$93,210
+HK$5,346/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,728/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,979
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$94,446
−HK$2,503/mo
Today · 4.125%
HK$96,949
baseline
▲ 0.50% · 4.625%
HK$102,059
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,898/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,368 · Scale 2, in force from 26 Feb 2026)