LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,934
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,363
−HK$1,451/mo
Today · 4.125%
HK$48,814
baseline
▲ 0.50% · 4.625%
HK$51,785
+HK$2,971/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,628/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,101
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,472
−HK$1,390/mo
Today · 4.125%
HK$53,862
baseline
▲ 0.50% · 4.625%
HK$56,701
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,724/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,121
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,835
−HK$1,742/mo
Today · 4.125%
HK$58,577
baseline
▲ 0.50% · 4.625%
HK$62,142
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,154/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,321
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,966
−HK$1,668/mo
Today · 4.125%
HK$64,634
baseline
▲ 0.50% · 4.625%
HK$68,041
+HK$3,407/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,268/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,308
−HK$4,032/mo
▼ 0.25% · 3.875%
HK$66,308
−HK$2,032/mo
Today · 4.125%
HK$68,340
baseline
▲ 0.50% · 4.625%
HK$72,498
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,680/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,541
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,460
−HK$1,947/mo
Today · 4.125%
HK$75,407
baseline
▲ 0.50% · 4.625%
HK$79,381
+HK$3,974/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,814/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,681
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,253
−HK$2,613/mo
Today · 4.125%
HK$87,866
baseline
▲ 0.50% · 4.625%
HK$93,212
+HK$5,346/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,732/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,982
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$94,449
−HK$2,502/mo
Today · 4.125%
HK$96,951
baseline
▲ 0.50% · 4.625%
HK$102,062
+HK$5,111/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,902/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,420 · Scale 2, in force from 26 Feb 2026)