LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,936
−HK$2,880/mo
▼ 0.25% · 3.875%
HK$47,365
−HK$1,451/mo
Today · 4.125%
HK$48,816
baseline
▲ 0.50% · 4.625%
HK$51,787
+HK$2,971/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,632/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,103
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,474
−HK$1,390/mo
Today · 4.125%
HK$53,864
baseline
▲ 0.50% · 4.625%
HK$56,703
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,728/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,123
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,837
−HK$1,742/mo
Today · 4.125%
HK$58,579
baseline
▲ 0.50% · 4.625%
HK$62,144
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,158/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,324
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,968
−HK$1,669/mo
Today · 4.125%
HK$64,637
baseline
▲ 0.50% · 4.625%
HK$68,044
+HK$3,407/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,274/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,310
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,310
−HK$2,033/mo
Today · 4.125%
HK$68,343
baseline
▲ 0.50% · 4.625%
HK$72,501
+HK$4,158/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,686/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,544
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,463
−HK$1,946/mo
Today · 4.125%
HK$75,409
baseline
▲ 0.50% · 4.625%
HK$79,384
+HK$3,975/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,818/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,684
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,256
−HK$2,613/mo
Today · 4.125%
HK$87,869
baseline
▲ 0.50% · 4.625%
HK$93,216
+HK$5,347/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,738/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,985
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$94,452
−HK$2,503/mo
Today · 4.125%
HK$96,955
baseline
▲ 0.50% · 4.625%
HK$102,066
+HK$5,111/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,910/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,495 · Scale 2, in force from 26 Feb 2026)