LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,937
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,366
−HK$1,452/mo
Today · 4.125%
HK$48,818
baseline
▲ 0.50% · 4.625%
HK$51,788
+HK$2,970/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,636/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,105
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,475
−HK$1,391/mo
Today · 4.125%
HK$53,866
baseline
▲ 0.50% · 4.625%
HK$56,705
+HK$2,839/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,732/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,125
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,839
−HK$1,743/mo
Today · 4.125%
HK$58,582
baseline
▲ 0.50% · 4.625%
HK$62,146
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,164/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,326
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,970
−HK$1,669/mo
Today · 4.125%
HK$64,639
baseline
▲ 0.50% · 4.625%
HK$68,046
+HK$3,407/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,278/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,312
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,313
−HK$2,032/mo
Today · 4.125%
HK$68,345
baseline
▲ 0.50% · 4.625%
HK$72,504
+HK$4,159/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,690/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,547
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,466
−HK$1,946/mo
Today · 4.125%
HK$75,412
baseline
▲ 0.50% · 4.625%
HK$79,387
+HK$3,975/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,824/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,687
−HK$5,185/mo
▼ 0.25% · 3.875%
HK$85,259
−HK$2,613/mo
Today · 4.125%
HK$87,872
baseline
▲ 0.50% · 4.625%
HK$93,219
+HK$5,347/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,744/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,989
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$94,456
−HK$2,503/mo
Today · 4.125%
HK$96,959
baseline
▲ 0.50% · 4.625%
HK$102,069
+HK$5,110/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,918/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,569 · Scale 2, in force from 26 Feb 2026)