LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,941
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,370
−HK$1,452/mo
Today · 4.125%
HK$48,822
baseline
▲ 0.50% · 4.625%
HK$51,793
+HK$2,971/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,644/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,109
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,480
−HK$1,390/mo
Today · 4.125%
HK$53,870
baseline
▲ 0.50% · 4.625%
HK$56,710
+HK$2,840/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,740/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,129
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,844
−HK$1,743/mo
Today · 4.125%
HK$58,587
baseline
▲ 0.50% · 4.625%
HK$62,151
+HK$3,564/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,174/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,331
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,976
−HK$1,668/mo
Today · 4.125%
HK$64,644
baseline
▲ 0.50% · 4.625%
HK$68,052
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,288/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,318
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,318
−HK$2,033/mo
Today · 4.125%
HK$68,351
baseline
▲ 0.50% · 4.625%
HK$72,510
+HK$4,159/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,702/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,553
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,472
−HK$1,947/mo
Today · 4.125%
HK$75,419
baseline
▲ 0.50% · 4.625%
HK$79,394
+HK$3,975/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,838/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,694
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$85,266
−HK$2,614/mo
Today · 4.125%
HK$87,880
baseline
▲ 0.50% · 4.625%
HK$93,227
+HK$5,347/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,760/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,996
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,464
−HK$2,503/mo
Today · 4.125%
HK$96,967
baseline
▲ 0.50% · 4.625%
HK$102,078
+HK$5,111/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,934/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,739 · Scale 2, in force from 26 Feb 2026)