LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,943
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,372
−HK$1,452/mo
Today · 4.125%
HK$48,824
baseline
▲ 0.50% · 4.625%
HK$51,795
+HK$2,971/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,648/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,111
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,482
−HK$1,390/mo
Today · 4.125%
HK$53,872
baseline
▲ 0.50% · 4.625%
HK$56,712
+HK$2,840/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,744/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,132
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,846
−HK$1,743/mo
Today · 4.125%
HK$58,589
baseline
▲ 0.50% · 4.625%
HK$62,154
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,178/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,333
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,978
−HK$1,669/mo
Today · 4.125%
HK$64,647
baseline
▲ 0.50% · 4.625%
HK$68,055
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,294/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,320
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,321
−HK$2,033/mo
Today · 4.125%
HK$68,354
baseline
▲ 0.50% · 4.625%
HK$72,513
+HK$4,159/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,708/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,556
−HK$3,865/mo
▼ 0.25% · 3.875%
HK$73,475
−HK$1,946/mo
Today · 4.125%
HK$75,421
baseline
▲ 0.50% · 4.625%
HK$79,397
+HK$3,976/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,842/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,697
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$85,270
−HK$2,613/mo
Today · 4.125%
HK$87,883
baseline
▲ 0.50% · 4.625%
HK$93,231
+HK$5,348/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,766/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,000
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$94,467
−HK$2,503/mo
Today · 4.125%
HK$96,970
baseline
▲ 0.50% · 4.625%
HK$102,082
+HK$5,112/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,940/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,817 · Scale 2, in force from 26 Feb 2026)