LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,947
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,376
−HK$1,452/mo
Today · 4.125%
HK$48,828
baseline
▲ 0.50% · 4.625%
HK$51,799
+HK$2,971/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$97,656/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,486
−HK$1,391/mo
Today · 4.125%
HK$53,877
baseline
▲ 0.50% · 4.625%
HK$56,717
+HK$2,840/mo
Deposit HK$10.07M · loan HK$10.07M · min. income ≈ HK$107,754/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,136
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,851
−HK$1,743/mo
Today · 4.125%
HK$58,594
baseline
▲ 0.50% · 4.625%
HK$62,159
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,188/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,339
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,984
−HK$1,669/mo
Today · 4.125%
HK$64,653
baseline
▲ 0.50% · 4.625%
HK$68,061
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,306/mo (50% DSR)
Upfront cash ≈ HK$8.82M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,326
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,327
−HK$2,033/mo
Today · 4.125%
HK$68,360
baseline
▲ 0.50% · 4.625%
HK$72,519
+HK$4,159/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$136,720/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,562
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,481
−HK$1,947/mo
Today · 4.125%
HK$75,428
baseline
▲ 0.50% · 4.625%
HK$79,404
+HK$3,976/mo
Deposit HK$6.04M · loan HK$14.10M · min. income ≈ HK$150,856/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,705
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$85,277
−HK$2,614/mo
Today · 4.125%
HK$87,891
baseline
▲ 0.50% · 4.625%
HK$93,239
+HK$5,348/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$175,782/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,008
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,476
−HK$2,503/mo
Today · 4.125%
HK$96,979
baseline
▲ 0.50% · 4.625%
HK$102,091
+HK$5,112/mo
Deposit HK$2.01M · loan HK$18.13M · min. income ≈ HK$193,958/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$764,992 · Scale 2, in force from 26 Feb 2026)