LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,948
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,377
−HK$1,452/mo
Today · 4.125%
HK$48,829
baseline
▲ 0.50% · 4.625%
HK$51,800
+HK$2,971/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,658/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,116
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,487
−HK$1,391/mo
Today · 4.125%
HK$53,878
baseline
▲ 0.50% · 4.625%
HK$56,718
+HK$2,840/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,756/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,137
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,852
−HK$1,743/mo
Today · 4.125%
HK$58,595
baseline
▲ 0.50% · 4.625%
HK$62,160
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,190/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,339
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,985
−HK$1,668/mo
Today · 4.125%
HK$64,653
baseline
▲ 0.50% · 4.625%
HK$68,061
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,306/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,327
−HK$4,033/mo
▼ 0.25% · 3.875%
HK$66,327
−HK$2,033/mo
Today · 4.125%
HK$68,360
baseline
▲ 0.50% · 4.625%
HK$72,520
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,720/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,563
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,482
−HK$1,947/mo
Today · 4.125%
HK$75,429
baseline
▲ 0.50% · 4.625%
HK$79,405
+HK$3,976/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,858/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,706
−HK$5,186/mo
▼ 0.25% · 3.875%
HK$85,278
−HK$2,614/mo
Today · 4.125%
HK$87,892
baseline
▲ 0.50% · 4.625%
HK$93,240
+HK$5,348/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,784/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,009
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,477
−HK$2,503/mo
Today · 4.125%
HK$96,980
baseline
▲ 0.50% · 4.625%
HK$102,092
+HK$5,112/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$193,960/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,017 · Scale 2, in force from 26 Feb 2026)