LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,950
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,379
−HK$1,452/mo
Today · 4.125%
HK$48,831
baseline
▲ 0.50% · 4.625%
HK$51,803
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,662/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,119
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,490
−HK$1,391/mo
Today · 4.125%
HK$53,881
baseline
▲ 0.50% · 4.625%
HK$56,721
+HK$2,840/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,762/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,140
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,855
−HK$1,743/mo
Today · 4.125%
HK$58,598
baseline
▲ 0.50% · 4.625%
HK$62,163
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,196/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,343
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,988
−HK$1,669/mo
Today · 4.125%
HK$64,657
baseline
▲ 0.50% · 4.625%
HK$68,065
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,314/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,330
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,331
−HK$2,033/mo
Today · 4.125%
HK$68,364
baseline
▲ 0.50% · 4.625%
HK$72,524
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,728/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,566
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,486
−HK$1,947/mo
Today · 4.125%
HK$75,433
baseline
▲ 0.50% · 4.625%
HK$79,409
+HK$3,976/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,866/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,710
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,283
−HK$2,614/mo
Today · 4.125%
HK$87,897
baseline
▲ 0.50% · 4.625%
HK$93,245
+HK$5,348/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,794/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,014
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$94,482
−HK$2,503/mo
Today · 4.125%
HK$96,985
baseline
▲ 0.50% · 4.625%
HK$102,097
+HK$5,112/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$193,970/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,123 · Scale 2, in force from 26 Feb 2026)