LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,951
−HK$2,881/mo
▼ 0.25% · 3.875%
HK$47,380
−HK$1,452/mo
Today · 4.125%
HK$48,832
baseline
▲ 0.50% · 4.625%
HK$51,804
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,664/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,120
−HK$2,761/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,390/mo
Today · 4.125%
HK$53,881
baseline
▲ 0.50% · 4.625%
HK$56,722
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,762/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,856
−HK$1,743/mo
Today · 4.125%
HK$58,599
baseline
▲ 0.50% · 4.625%
HK$62,164
+HK$3,565/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,198/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,344
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,989
−HK$1,669/mo
Today · 4.125%
HK$64,658
baseline
▲ 0.50% · 4.625%
HK$68,066
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,316/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,331
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,332
−HK$2,033/mo
Today · 4.125%
HK$68,365
baseline
▲ 0.50% · 4.625%
HK$72,525
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,730/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,568
−HK$3,866/mo
▼ 0.25% · 3.875%
HK$73,487
−HK$1,947/mo
Today · 4.125%
HK$75,434
baseline
▲ 0.50% · 4.625%
HK$79,410
+HK$3,976/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,868/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,711
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,284
−HK$2,614/mo
Today · 4.125%
HK$87,898
baseline
▲ 0.50% · 4.625%
HK$93,246
+HK$5,348/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,796/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,015
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,483
−HK$2,504/mo
Today · 4.125%
HK$96,987
baseline
▲ 0.50% · 4.625%
HK$102,099
+HK$5,112/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$193,974/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,154 · Scale 2, in force from 26 Feb 2026)