LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,951
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,380
−HK$1,453/mo
Today · 4.125%
HK$48,833
baseline
▲ 0.50% · 4.625%
HK$51,804
+HK$2,971/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,666/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,120
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,491
−HK$1,391/mo
Today · 4.125%
HK$53,882
baseline
▲ 0.50% · 4.625%
HK$56,722
+HK$2,840/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,764/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,857
−HK$1,742/mo
Today · 4.125%
HK$58,599
baseline
▲ 0.50% · 4.625%
HK$62,165
+HK$3,566/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,198/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,344
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,989
−HK$1,669/mo
Today · 4.125%
HK$64,658
baseline
▲ 0.50% · 4.625%
HK$68,067
+HK$3,409/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,316/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,332
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,333
−HK$2,033/mo
Today · 4.125%
HK$68,366
baseline
▲ 0.50% · 4.625%
HK$72,526
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,732/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,568
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,488
−HK$1,947/mo
Today · 4.125%
HK$75,435
baseline
▲ 0.50% · 4.625%
HK$79,411
+HK$3,976/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,870/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,712
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,285
−HK$2,614/mo
Today · 4.125%
HK$87,899
baseline
▲ 0.50% · 4.625%
HK$93,247
+HK$5,348/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,798/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,016
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,484
−HK$2,504/mo
Today · 4.125%
HK$96,988
baseline
▲ 0.50% · 4.625%
HK$102,100
+HK$5,112/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$193,976/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,174 · Scale 2, in force from 26 Feb 2026)