LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,955
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,384
−HK$1,453/mo
Today · 4.125%
HK$48,837
baseline
▲ 0.50% · 4.625%
HK$51,808
+HK$2,971/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,674/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,124
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,495
−HK$1,391/mo
Today · 4.125%
HK$53,886
baseline
▲ 0.50% · 4.625%
HK$56,727
+HK$2,841/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,772/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,146
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,861
−HK$1,743/mo
Today · 4.125%
HK$58,604
baseline
▲ 0.50% · 4.625%
HK$62,170
+HK$3,566/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,208/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,349
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$62,995
−HK$1,669/mo
Today · 4.125%
HK$64,664
baseline
▲ 0.50% · 4.625%
HK$68,072
+HK$3,408/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,328/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,337
−HK$4,034/mo
▼ 0.25% · 3.875%
HK$66,338
−HK$2,033/mo
Today · 4.125%
HK$68,371
baseline
▲ 0.50% · 4.625%
HK$72,532
+HK$4,161/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,742/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,574
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,494
−HK$1,947/mo
Today · 4.125%
HK$75,441
baseline
▲ 0.50% · 4.625%
HK$79,418
+HK$3,977/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,882/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,719
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,292
−HK$2,614/mo
Today · 4.125%
HK$87,906
baseline
▲ 0.50% · 4.625%
HK$93,255
+HK$5,349/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,812/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,024
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,492
−HK$2,504/mo
Today · 4.125%
HK$96,996
baseline
▲ 0.50% · 4.625%
HK$102,108
+HK$5,112/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$193,992/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,339 · Scale 2, in force from 26 Feb 2026)