LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,955
−HK$2,882/mo
▼ 0.25% · 3.875%
HK$47,385
−HK$1,452/mo
Today · 4.125%
HK$48,837
baseline
▲ 0.50% · 4.625%
HK$51,809
+HK$2,972/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$97,674/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,125
−HK$2,762/mo
▼ 0.25% · 3.875%
HK$52,496
−HK$1,391/mo
Today · 4.125%
HK$53,887
baseline
▲ 0.50% · 4.625%
HK$56,727
+HK$2,840/mo
Deposit HK$10.08M · loan HK$10.08M · min. income ≈ HK$107,774/mo (50% DSR)
Upfront cash ≈ HK$10.84M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,146
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,743/mo
Today · 4.125%
HK$58,605
baseline
▲ 0.50% · 4.625%
HK$62,171
+HK$3,566/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$117,210/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,350
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,995
−HK$1,669/mo
Today · 4.125%
HK$64,664
baseline
▲ 0.50% · 4.625%
HK$68,073
+HK$3,409/mo
Deposit HK$8.06M · loan HK$12.09M · min. income ≈ HK$129,328/mo (50% DSR)
Upfront cash ≈ HK$8.83M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,337
−HK$4,035/mo
▼ 0.25% · 3.875%
HK$66,339
−HK$2,033/mo
Today · 4.125%
HK$68,372
baseline
▲ 0.50% · 4.625%
HK$72,532
+HK$4,160/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$136,744/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,575
−HK$3,867/mo
▼ 0.25% · 3.875%
HK$73,494
−HK$1,948/mo
Today · 4.125%
HK$75,442
baseline
▲ 0.50% · 4.625%
HK$79,418
+HK$3,976/mo
Deposit HK$6.05M · loan HK$14.11M · min. income ≈ HK$150,884/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,720
−HK$5,187/mo
▼ 0.25% · 3.875%
HK$85,293
−HK$2,614/mo
Today · 4.125%
HK$87,907
baseline
▲ 0.50% · 4.625%
HK$93,256
+HK$5,349/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$175,814/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,025
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$94,493
−HK$2,504/mo
Today · 4.125%
HK$96,997
baseline
▲ 0.50% · 4.625%
HK$102,109
+HK$5,112/mo
Deposit HK$2.02M · loan HK$18.14M · min. income ≈ HK$193,994/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$765,359 · Scale 2, in force from 26 Feb 2026)